Research projects
Green deal: efficient use of resources or risk of green bubbles?
Digital Tools for an Inclusive Future: Exploring the role of technology in pension and tax systems
Understanding the digital shift in pensions and tax reporting: Insights from Swedish Research
Within the project 'Public Sector Digitalization: Innovations in Pension Data and Tax Reporting', researchers at Jönköping International Business School investigate how digitalization can change and improve the Swedish pension and tax system. By analyzing the use of the pension platform minPension and the effects of new tax reporting requirements, the project seeks to understand how digital tools can reduce economic gaps while strengthening users' decision-making ability and societal benefits. The project is led by economists Johannes Hagen and Andrea Schneider, supported by postdoctoral fellow Jana Schütz.
The first sub-project studies the impact of digital platforms for pension information. The sub-project is based on a collaboration with the Swedish pension service minPension, which automatically collects users' pensions to give them a comprehensive picture of their pensions.
minPension has almost 5 million unique users and is a model for other countries wishing to introduce similar services. The first objective of the sub-project is to analyze whether there are social, economic and geographic differences in the use of digital pension tools and how these differences manifest themselves. The second objective is to evaluate whether digital pension tools influence users' retirement decisions, and whether people who use digital pension tools are better prepared for retirement. The first sub-project is expected to contribute to a better understanding of digital pension gaps. It can also provide insights into how pension tools can be adapted and improved, thereby mitigating potential financial inequalities among older people. The project is led by Johannes Hagen.
The second sub-project aims to understand the impact of increased digitalization on tax reporting. More specifically, it examines how new reporting requirements for digital platforms affect different types of users. The project focuses on whether certain groups, such as occasional users or small businesses, are discouraged from using digital platforms in comparison to larger companies and more frequent users. In addition, the project evaluates how effective these changes are, given the potential to reduce tax evasion, while also assessing whether there are unexpected costs for small businesses and society at large. The project is led by Andrea Schneider.
About the researchers behind the project
Johannes Hagen is Associate Professor of Economics at Jönköping International Business School (JIBS). He holds a PhD in Economics from Uppsala University and conducts research in public economics, with a particular focus on pensions and pension systems. Johannes is an expert on the Swedish pension system and actively participates in the debate on the Swedish pension system. He is currently a member of the Transparency Council of the Swedish Social Insurance Inspectorate (ISF), as well as an expert in the government's inquiry on the level of the general pension contribution, which makes him a central voice in the development of future pension solutions in Sweden. Johannes is involved in the Hamrin-funded project “Public Sector Digitalization: Innovations in Pension Data and Tax Reporting”, where he analyzes user behavior on the pension service minPension.
—I appreciate the Hamrin Foundation's support for relevant research and their work in bringing academics together with business and policy experts, not least through their interesting events.
Andrea Schneider is Associate Professor in Economics at Jönköping International Business School. Andrea received her PhD in Economics from the Helmut Schmidt University of Hamburg. Her research focuses on public economics, especially on how increased digitalization is changing public services. This research is also part of the Hamrin-funded project “Public Sector Digitalization: Innovations in Pension Data and Tax Reporting”. Lately, Andrea has been researching the impact of digitalization on pension and tax systems. Andrea enjoys working in interdisciplinary research teams, where different skills come together to solve important societal challenges. Andrea wants to conduct socially relevant research that contributes to improving society.
Jana Schütz is a Postdoctoral Researcher in Economics at Jönköping International Business School (JIBS). She received her PhD in Economics from Friedrich Schiller University Jena, Germany, in May 2024. Her research interests include public economics, experimental economics and political economy. Through experimental survey studies, Jana has investigated, among other things, how information affects individuals' political opinions on pensions and gender inequality. At JIBS, she collaborates with Johannes Hagen and Andrea Schneider in the project “Public Sector Digitalization: Innovations in Pension Data and Tax Reporting”. Jana contributes to the pension part of the project, which aims to analyze who uses minPension and how this affects their pension decisions.
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